you are asking about a yield curve, and today the yield curve is not paying much, 3 to 5 years maybe 1% to 2% maybe, and 10 years, mybe 3.5% to 4% maybe. rates will go up. forget CD's long term, stick with short term and then lock in a good 3 year or 5 year. or better yet invest in walmart, pays 2%+ dividend, you get paid quarterly and the stock may go up a lot in 10 years.

Don't invest in CDs right now. Rates are terrible and will continue to be as the fed has perpetually held interest rate super low to try and influence economic growth. If you really have 10 years, mutual funds are a much better option. For ten years, I'd do 80% bonds and 20% stock market index, but that's just me. If you have less time, consider a money market account or a savings account with an online bank that offers better interest rates. Unfortunately, there's no great options for short term investment right now. CDs used to be a safe way to get decent returns, but now they absolutely suck.

It will be slightly higher that the 5 year team...but not a heck of a lot more, most CD's don't pay enough interest to cover inflation.

If you are investing for 10yrs then get yourself a Roth IRA from vanguard

You will not find too many banks doing a 10 year CD

Best of luck

"Gamble" with 3 yr terms. Maybe at yr 4 or yr 7 interest rates will have risen.

I wanted to know if I deposit let's say a $1,000 and I wanted a term of 10years, would the interest rate be higher because of the term or would it be the same as a 3

or 5year term? I was asking because I'm really into saving.