YOU NEED TO HAVE AN SB A/C,SO THAT THE PROCEEDS OF YOUR FD CAN BE CREDITED DIRECTLY IN TO THE A/C. HOW EVER IT IS NOT MANDATORY. YOU CAN ASK THE BRANCH TO ISSUE AN ACCOUNT PAYEE DD ON ANY BANK, BRANCH OF YOUR CHOICE.

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I had made a Fixed deposit in Indian Bank in December 2011 for a year and also had a saving A/C in Indian bank Lucknow,I havnt had used the Saving A/c since then so it got closed in 2012.currently I am residing in Noida can i redeem my FD here in any branch of Indian Bank? even if my Saving A/C is not in Function.