small cap is not for the individual novice investor, and the total stock index could have bonds in it. abandon both. buy SPY, the etf for the S&P 500. forget the target fund, it has too much bonds in it, too.
at this point in the market?
What's so special at this point in the market??
If you have a good allocation plan, stick with it. That's what I'm doing.
Should i trade in total stock and small cap and buy a dividend growth fund, take cash or something else?
