> Wanting to invest. 18 years old. I need advice.?

Wanting to invest. 18 years old. I need advice.?

Posted at: 2014-12-05 
Hi,

I am wanting to invest in something. What are my options? Which ones are more promising? How do I go about doing so?

Thanks

Get yourself a roth ira from fidelity, troweprice or vanguard. A roth is the best investment for your retirement.

If you are employed then get a 401k. Take the free money from your employer.

CDs arent good investments against inflation so consider going to treasurydirect. Gov and research I-saving bonds

The stock market always advance over time so do not focus on short term market news. Invest using dollar cost average

You have approx 49yrs of compound interest for your retirement saving. Get started while you are young

Best of luck. Take care

it depends on the amount you want to invest. If you are investing $3000 or more at a time, you can use David Fish's monthly listing of Champions, Contenders and Challengers to select stocks.

Here is a link to his listing:

http://dripinvesting.org/tools/tools.asp

If you are investing small amounts, I would recommend Vanguard Mutual Funds, and would stick to investing in index funds until you have enough to make larger investments.

You could study David Fish's list to get some ideas on how to evaluate stocks. Recently he added a new column showing Dividend Growth divided by earnings growth, so you can see if earnings are growing faster than dividends. Also he shows the payout ratio which convinced me to stay away from tobacco stocks which have very high payout rates signifying that dividends aren't likely to be sustainable.

hello and if your planning to invest in the stock market you have to be carefull while there are some companies with (virtualy) gurenteed returns their stock tends to be expensive so it partial depends on how much money you have to invest. You could try getting in contact with a stock broker or trading company that will invest for you (for a fee) and set up your accounts to sell if they drop a certian percentage so you dont lose everything if you pick the wrong stock, but you have to be careful about this because the market fluxuates and if you set the percentage drop to high or low you could end up selling and miss a rebound, but before investing in anything research the company, ask the right questions, what are their products? are the products cost effective? are the products easily accesable to the mainstream consumer? are they within the price range of the average american? whats the marketing strategy? do they have a catchy name (more important then you might think) are they being bought out? these are all important questions because a companies sucess and therefore their stock value is not just about the products they produce but also about mass psychology for example take the zune and the ipod the ipod came from a company that had been a competeter with microsoft but was not generaly taken seriously because while their product was supierior it was to expensive and they didnt have much market saturation but when they produced the Ipod they made sure that while expensive it was heavily saturated in the media and they were rewarded while the zune (by microsoft) remained reletively unheard of allowing apple to once more become a dominant player. the trick is to watch for things like this and invest in what seems not only to be a great product but also what will catch on.

Restaurant needs Investor

Contact,

Nary2233 @ gmail. Com

invest in a library card so u can learn and not

get burned.

if in USA , invest in ur education for best R.O.I.

do study BLS.gov/OOH least u get burned by the

college myths.

My recommendation for anyone that doesn't know stocks is to sign up for thestreet's actions alerts. You can buy and sell with professionals that way and it takes your guessing out of it. I do that and I think its been great, if its to expensive then get together with a few people and chip in on it. Thats my recommendation.

eay way to get started .start with slver or gold. pricesalways go up. I have been collecting for yearsn and had a ltof fun at the same time

Hi,

I am wanting to invest in something. What are my options? Which ones are more promising? How do I go about doing so?

Thanks