The T. Rowe Price "Target Retirement Date" funds are among the best, That's a good choice for starting out. You always have the option to change your investments later should you wish.

Hi I'm 27 my employer offer retirement which they'll match up the first 5% at 100% I'm thinking of investing 10% of my paycheck... with T Rowe Price...I want to start I'm not to genius about retirement account....I want and account with highest interest and less risk...they are advising to invest in retirement 2050 fund how is that account???.