I'm wanting open a custodial account with trademonster with my dad. and I would need him to link his bank account because everytime I tried funding a account with my bank account it wouldn't work. he doesn't want to because he said they charge fees to his bank account . of course I'm aware of fees and everything so I was thinking I would give him my money and he would fund the account from his bank with the money I gave him . when I fund the custodial account it should only use that money never charge "fees" to his bank right?