Next depending on your risk appetite you can also try mutual fund investment which gives better returns in long as well as short terms.
You asked about online classes, there are various articles available on the internet which you can read t get knowledge on investments.
Hope this answer helps.
At 39, it's time to get going on retirement. I would open an IRA with Fidelity, Vanguard, and/or TRowe Price. Vanguard's Total Market Index - VTSMX is a good starter mutual fund. I used Vanguard's fund as an example here, but the other two company also have them.
I agree with SamD - start an emergency fund with 3 - 6 months of living expenses in it. This would be @ a bank.
Investing money well is very crucial because we need money for everything. Smart people invest their money in stocks, gold, properties, etc to make extra money for living. Nowadays, the cost of basic needs increase gradually but our income doesn't follow it.
There are number of ways for investing money most of them are risky but outfoot is very well online business,share market, forex and any kind of business.but if you want to relax investment you can Fixed deposit in any renowned bank.
If you have never saved, put it in the bank. When you have $20,000 in the bank, ask again.
We are not kidding when we say everyone needs an emergency fund.
I am 39 years old and I would like to start investing some money. I have never saved but I would like to start . What would be my best choices for saving money? What are my best options to start investing? Is there online classes that teach how to invest? I do not have access to a 401 k or anything else thru my job so this is totally left up to me. Is there a certain amount that I need to start investing? Any help would be appreciated.
