Vanguard and Fidelity are mutual fund companies, not "types of accounts." I'd suggest keeping clear of mutual funds when saving for a property and keeping the cash in a bank. If you go the mutual fund route, choose a conservative (i.e., safe) fund.
Without knowing more details is hard to recommend where.
Based on your question, you don’t seem to be an investor, and all you want to do is save money.
Not knowing how much you starting with or how much you will be able to contribute on a monthly base is also hard to suggest what or where to do it.
The only suggestion I would be willing to give you is either a bank with money markets or read on places like Betterment.com to let them handle your money with small fees.
Which account specifically should one open to save up to buy their first property or first condo? on websites like fidelity, vangaurd ect
