http://www.irs.gov/uac/Contact-Your-Loca...
Best of Luck
new answer:
so why did you even ask here if your talked to your dad and he said it was ok?
good golly
it's just a savings account,, not a 529, etc.
even more answer: your dad could have told you it's just a savings account
yes - if you are of your state's age for UGMA then that account is yours and can do what you want with it; if not then the trustee controls it.
My father set up an UGMA account for me about 18 years ago (I am 22). I am reading online that primarily parents use it for their children to use as a college fund...but I am considering using the money otherwise.
I would like to instead use the money as a down payment on a house.
Am I able to use the money in this account for that purpose?
