I don't agree with Bill. Gold is the only Solid Investment in my opinion. You won't gain a ton but you wont lose either. Plus in the last month gold has increased 6%~(May-June2014) or so and I think it will be going up as our dollar gets weaker. I want my retirement to be there when I need it later in life. Anything backed by fiat currency like a 401k or Roth is at risk if our dollar collapses and I just don't want to risk my retirement on that.

I found alot of good information on Gold backed IRA and how to invest in gold at http://goldiranow.com

Don't buy gold, it's already peaked and there will not be another gold bubble for a few years.

Maybe you should open a Roth ira since it sounds like the money is after-tax. Set it up in an aggressive fund

and let it grow.

Depends.

On your age, your income, your tolerance for risk, among other characteristics.

If less than 30 and little interest in "studying" the stock market, I would suggest SPY, DIA, or DVY. Reinvest the dividends, add to them on a regular basis and hold on till retirement. Guaranteed winner UNLESS the American economy falls apart.

If you want a stock tip: Facebook (FB). I bought some. The "mobile" market is expected to be huge. FB has positioned itself to take full advantage, so the "experts" report. Anticipated stock increase is 50 to 300% in the next couple of years.

Check it out on Zacks, Yahoo Finance, among others. (I have been wrong before)

Hi, I have two accounts with Vanguard, a target retirement 2045 acct which I can touch the money need be it has $14,000. I also have an traditional IRA it has $3,500 I'm looking to invest another $3000, $5,000 and would be open to suggestions and what to invest in? Maybe a different investment through vanguard, or buy gold? Maybe invest into one of my accounts I have already? Let me know what you think please and thank you. Paul