I recommend stocks.
The higher the return, the closer you get to "gambling" rather than "investing". The highest return would be the craps or roulette table at a casino where you can double your money in seconds (or lose it).
If you buy stock hoping that you can sell it for a quick profit because of the weekly or monthly swings in price, then you are gambling. You are trying to guess better than the public (including the professionals) how the price will change.
?When you hold quality stocks over a period of time, the prices will go up for a real reason; the companies are earning money every year and becoming more valuable. This is not gambling; you are owner of a money making business. It takes time for that business to earn money.
If you save a portion of your income each payday and as it accumulates invest in stocks, over the course of several years you can grow very wealthy indeed. It is like hiring someone to get a job and earn money for you, and then using that money to hire more workers. Your money grows exponentially.
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Right now... we're seeing what is amounting to currency wars. The US dollar is already no longer the reserve currency in trade. Russia, China, Brazil and India are all dumping US treasuries a variety of ways... some by trading it for goods and services, and some by simply selling them on the market.
With the US out there jacking with different countries trying to pull off color revolutions by funding insurgencies and then stealing their gold (as in Libya and Ukraine)... actions against the US, UK and EU are coming fast. We can all expect to go back to the gold trade settlement methodology probably by this year's end.
If you have money... hit your local coin/bullion store and load up on silver (and gold) if you can. The current silver to gold ratio does not reflect what it coming out of the ground at all (currently 9 to 1 with gold) or the available above-ground stock. It is only a short matter of time before we finally see the COMEX paper spot price become irrelevant. Most of the gold has been leaving the west and heading for China. If you don't have the physical metals, you don't have anything.
Read up on the fundamentals and you'll be convinced.
Before anything. Invest in a Roth IRA. Get yourself a 401k or 403b so you can receice extra money from your employer. Never leave free money on the table. Do not worry about short term market news. Invest using dollar cost average and focus on the long term.
The stock market always advance overtime.
Take Care
With smaller amounts of money its EVEN MORE important to find safe methods to enable it to grow.
Your own bank will have several types of account that will grow your money.
High return usually means GAMBLE - you wouldnt put your money on a single horse - so dont think along those lines UNTIL you actually build a solid nest egg first.
Invest in McDonalds... one day they'll blow up and be the hugest known fast-food restaurant in the world!!!!!! Leave Wendy's alone tho there's gonna be this whole finger in drink thing and chaos spreads and black outs and riots in the streets and places getting robbed and just yah trust me...
put it in the bank (and pay all of your bills on time and in full; and avoid service fees), and maybe go to college.
silver is working for me. look at the charts
I don't have massive amounts of money, but I want to start investing my money. And looking to see what's the best way to invest and get the highest return.