> How to start investing in the UK?

How to start investing in the UK?

Posted at: 2014-12-05 
For a start - don't invest more than you can afford to lose - investing in shares is gambling - if you can't afford to lose don't invest.

If you're happy with that pick out some shares you are interested in - do as much research on that company as you can to see how well they are doing.

Go down to your bank and ask them to buy the shares for you - normally you pay for them two weeks later, and you pay the bank a fee for buying them

Sit back and wait for the dividends to roll in - you can opt to take it in cash or extra shares. Hopefully their price will rise, and when you think they won't go any higher ask the bank to sell them for you - again you will get the proceeds two weeks later and you will pay the bank a fee for selling them - which hopefully you can invest in some other share to make a bit more money.

The average person will not get rich quick - it took me about ten years to treble the money I started with. You don't have to use your bank, you can use a broker, but the bank is probably the easiest way to start, until you get more experience.

REMEMBER what I said at the start - you will be gambling, and don't invest more than you can afford to lose !

Why is investing in shares gambling? The whole western civilisation is built on capitalism. My advice read some beginners guides, financial press, forums etc.

But don't believe all you read or hear: try and form your own opinion of companies.

I am a total beginner to investing in companies. I'm a university student based in the UK (always lived here) and have a whole summer to work, relax and make money. I only know two things about investing- it can make/lose you money and i need to do more research on it- so that's why i need a little bit of help understanding it.

Let's say I have £400 of saved up cash that i'm willing to invest in a company, how do i even begin to invest that money? What are the possible ways of getting a return on my money? What are the pros and cons of the different investment methods?

A step by step process of how to invest and all the processes involved in mastering the skill (bearing in mind i am in the UK) would be most appreciated.

Cheers :)