The only way to come anywhere close to getting your money back is to get the kind that people from India, China, and Southeast Asia get. It's usually 22k, the retail price is the value of the gold plus 5%. That means it was made in some poor country by a goldsmith who was making $5 a day. It also means it's used. Talk to someone from those countries and have them go to the gold shop with you. If you go alone, you'll get taken advantage of. They have these shops in ethnic neighborhoods. You pay cash, no credit card, and no receipt.

No. Jewelry has a huge mark-up, and only (about ) half of the chain is gold, so you will lose a large sum of money. Only buy it if you want the gold chain as a gold chain.

No... That's not how it works. Your bro bought that necklace and solld it when gold became scarce. 7-8 years after he purchased the gold. Also legitimate gold is soft. Your buying gold alloy.

No

I want to buy a gold chain i seen in aviannne & co for about $5000 its an 14k solid gold chain.. However even though i have money im not the type of person to just throw away 5k especially on jewlery. My brother was telling me how he bought a gold chain for 10k in 2006 melted it and sold it for a bit more (didnt remember amount) in 2013.. If i buy this $5000 14k gold chain and i somehow decide i no longer want it a year from now would i be able to melt it and get my 5k back? Everybody tells me its better to buy gold than diamonds but sometimes i feel the people im around dont care enough about the value of a dollar to give me proper advice lol

P.S sorry for bad spelling and punctuation.. Im on my iphone not really looking to be grammatically correct