What mutual fund do you have - large cap, mid/small cap, international, balanced, target date, bond, etc?? So it kind of depends on the mutual fund you have.
The stock market returns 8 - 12% a year. A bond fund 2 - 4%. Use this as a basic guide.
MF are subject to market risks. Download free eBook on starter guide to mfs from DSP BLACKROCK. website.