This is how I might tweek it, but this is just my opinion.
You are doing great! I hope you keep it up.
Go to assetbuilder.com and check out Couch Potato Cookbook (10 speed) . They have added a few other investment classes you might want to consider in a couple of years.
At age 29, you should have (120-29) = 91% of your assets in Common stocks...you do not....so rebalance that...
(Then do the same thing each January....)
Otherwise you are robbing yourself of any potential long-term success, and trading a false sense of security for mediocre returns...
Vanguard is solid. You might be too conservative for your age, with so much in bonds.
I am a newbie in investment and have invested all my current savings recently. What do you think on my current portfolio? Does it look balanced?
I am 29 years old with a wife dependent on me. I appreciate your wise comments on my investment to make our retirement life comfortable.
1. Cash and CDs - 12 months of emergency fund
2. VTI - 40%
3. VXF - 10%
4. VXUS - 10%
5. VHT - 15%
6. BND - 10%
7.BIV - 5%
8. VCIT - 10%
I intend to invest approximately $2K monthly with the same division as mentioned above for my systematic investment plan (SIP). Your comments -
