> Investing for retirement?

Investing for retirement?

Posted at: 2014-12-05 
I want to invest in something for my retirement but I don't want to loss my money. Is this even possible?

"Investments" that are safe and can't lose money don't pay much. Often they barely keep up with inflation especially after any taxes are paid. If safe investments paid a lot that is where everyone would put there money.

The way to get some growth without taking much risk is to diversify your investments amount broad based, low cost index funds both stock and fixed income--along with some safe no risk savings. I would advise against buying individual stocks - they are too risky. A single company can go bankrupt -- there really aren't any Blue Chip companies anymore -So much competition world wide and changes like the internet have made many former great companies struggle.

the best way to make a fortune is to bet heavily on a few stocks - it is also the easiest way to lose a lot.

It is highly unlikely if you don't know the difference between "loss" and "lose". But if you are young and have 30 years or more before retirement a steady, monthly investment in the stock market through either a traditional or Roth IRA will provide a comfortable retirement. I started with zero ( no student debt) and 40 years later my stock portfolio is over 3.7 million. But then again I knew the difference between loss and lose !

Rule #1: All investment carries risk. Rule #2: don't forget Rule #1.

Virtually all investments carry a certain amount of risk. It's tough to avoid that risk, but you can mitigate it with the right kind of strategy. It's best to seek out a professional or get guidance from your company's benefits administrator for your particular situation.

Go online and read about Warren Buffett. He buys (high) quality stocks and holds for decades. He has made a fortune from Coca Cola, Wells Fargo, among many others.

Learn to do it like Buffett does it.

"Go big or go home"

I want to invest in something for my retirement but I don't want to loss my money. Is this even possible?