Vanguard is the better of the two. However I would never consider Fidelity. At age 32 I'd have no more than 50% of my investments at Vanguard. Most of their funds are too conservative for you (at your age).

Go with vanguard. Your trying to save money for your future so watch the expenses fees

Take Care

I use Fidelity and have no complaints. Currently they sell iShare ETF's with no transaction fees. Otherwise, sales fee is $7.95.

I have some Fidelity mutual funds, and while I won't be buying any Caribbean Islands, I have done okay.

I use their website and it has some helpful features. Portfolio analysis, stock research, news etc - helpful..

Both have some great funds to choose from.

Vanguards Wellington Fund (VWELX) is one

of the best, rated 5 star gold by Morningstar.

I would go with vanguard. Especially with a limited account like a Roth. Any sales fees 12b-1 etc. is just pulling money out of your pocket. Vanguard doesn't have these.

I think Fidelity has a nice cash back card you can use that gives you a nice 2% cash back,,, look into that.

https://www.fidelity.com/cash-management...

Yup,,, that's a pretty good deal,,, been around for ages.

both are good. read the fine print & go with the one with the lower fees.

don't take someone's word on what you have heard, research it yourself & verify that one has the lower fees than the other.

I am 32 years old and ready to invest with a max contribution into a Roth IRA. I am trying to decide between Fidelity and Vanguard. I've read that Fidelity has better services but higher fees while Vanguard has lower fees and a more stripped down website.

Any advice?