I used to own a lot of Vanguard funds through my work 401k and they were all pretty good. Vanguard is a good company. If I had 35-40 years to invest most of my investment would be pointed toward the aggressive fund. I would keep a small amount in the balanced fund. As you get older you can start tamping back on the aggressive fund and moving it towards the balanced funds.

No experience with the Star fund, look at it's history and who manages it then look at that persons history.

Where did he/she work before and what did they manage. A lot of it comes down to how good the fund manager/management team is.

Morningstar.com rates Vanguard Star right about in the middle of 500 funds being followed. If you want to investigate Allocation funds with a good long term record, investigate T. Rowe Price Capital Appreciation, Franklin Income A, Dodge and Cox Balanced, and maybe Berwin Income.

Vanguard has a target date fund that goes way

out to 2055.A good choice for the long term.

It will start off very aggresive and as time passes

it will taper down .

The Star Fund (VGSTX) is highly rated and is a

fund of funds, well diversified with a moderate risk.

It has preformed well since inception. Also a good

choice.

Hello,

I am 34, self employed and have a solo 401(k) through Vanguard. I am currently investing in an aggressive target date fund. I will be opening up a traditional 401(k) in order to be able to make an employer contribution (tax deductible business expense) as well as extra employee contributions to help lower my tax bill.

I am trying to stay simple and buy just 1 fund to hold onto to for the next 35-40 years. I'm seriously looking at the Vanguard Star Fund. I like it because of it's moderate risk and in essence "balances" out owning the aggressive fund, help spread some risk and have access to funds not available in the target date fund.

I'm just wondering if anyone has any experience with the Star Fund and if seems suitable to be a core holding for a long period of time.