It seem that you want the a higher return with no risk. Thats not going to happen. The feds arent moving interest rate until mid 2015
Go to treasurydirect. Gov and get yourself a inflation protected I- bonds account. This investment will always keep your money above inflation.
Take Care
You aren't going to find many (if any at all) low/no risk investments that pay a high dividend. You have to decide what is more important to you, keeping your principal safe or earning a high dividend.
If it's to keep your principal safe, then you are looking at vehicles such as certificates of deposit, short term bonds, and TIPS.
If it's to earn a high dividend, then you can look into stocks, specifically, large utilities, oil/gas companies since these typically pay the highest dividends.
Your trying to have your cake and eat it too.
There is no such thing as safe that pays high
dividends or high interest. With high payouts
comes the most risk. May I suggest a mutual fund
from Vanguard that provides good returns for
a moderate risk. Vanguard Wellington fund
symbol (VWELX) Good luck
asking here is a mistake
mcdonalds pays a nice dividend and holds steady
You may want to investigate cumulative preferred stock with convertable options.
Nothing is safe but might want to try http://bond-yields.com.
I'm looking for income investments that are safe but pay a high dividend or interest rate
bonds - bonds are a poor choice right now because eventually they have to raise interest rates and bond prices will fall sharply
dividend stock funds - most everyone says that the stock market will have a big correction sometime soon
money markets - they don't pay much interest at all
utility funds - they pay decent interest but I'm not sure
mReits - well they fell apart and I don't think they are safe at all
natural gas - like VNR or Egas - they might be ok - but I've seen these take some big falls
so, I'm not sure what a safe place that pays a decent interest rate would be - a floating rate fund?
