Ok. You can open up a roth ira with a custodian aka parent with scottrade or another online broker. You can buy and sale but not take money out. So, once the money is deposited in the acount it has to stay there. There maybe other custodial accounts that allow trading....but I doubt it.

Can't buy a stock until you are of legal age.

You will most likely have to do a custodial account at a broker that permits those types of accounts. Here is one that does, https://www.scottrade.com/investment-pro... You can Google and find more if this one is not to your liking. I have never used them so I am not sure if they are good or not.

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