Invest in a S&P 500 index fund Vanguard or Fidelity are both solid companies. This is the best safe solid investment. There are downturns but that means nothing. In 1992 S&P went down to 900 and I bought more, now it is 1900+. If you fall for more than 5 or 10% at this time prepare to lose your money as this is unrealistic in today's economy. Greed means you lose in other words.

Investing triples your money in decade.

Gambling triples your money overnight.

What is your time frame?

Given the short term nature of your needs, you should minimize risk.

this will help you

www.youtube.com/watch?v=eJoBUBYs0N8

I have 10k that I've saved up this year. I wanna start up a business but that requires more money and it takes time to make money. I need some guidance on what I can invest and will it make me more money. To be fair I have to save 40k for my pa program.