A financial adviser will tell you that this is a suckers deal - there are very few if any investments that will return 24% per year and those that might also are high risk - meaning you face the distinct possibility of losing money (in which case you are out the money lost plus the interest on the money borrowed). It is never a good idea to borrow money to invest unless it is your own business and you can control the risk and reward. Your lsat sentence should tell you all you need to know - "...doesn't understand finances well."

it is a rule in finance that where return is more, generally risk is also more.

I really need buisness idea , I am taking money from somebody in family @ 1 percent monthly interest, i want to play safe and invest or buy something (trading)that gives me more then 1 percent profit on my investment, so as to return the 1 percent everymonth and earn profit as well. Money offered to me can go from 10 lac to 1 crore. I am based in INDIA and all the buisnesses are down , so i am little skeptical to buy something and then wait for it to sell, I want to work smart and either buy on credit , sell first and then use the money loaned to pay off to the seller, or looking for investment idea that gives me more then 1 percent profit per month. Pl help. I am looking for intelligent financial advisor and willing to pay commission if given right direction. I am a female and doesn't understand finances well. lol.

Regards

Ria