For $900, you could just invest in an index fund such as SPY. I wouldn't do that right now though...I tend to think the stock market is closer to a relative top than bottom. Just go with a short term bond for awhile until you figure out what you want to invest in.

You've obviously done your homework. Good job.

Start with a good growth mutual fund. Many funds have minimum investment of $1000 or more, but some are lower.

If it's money you'll need to use in the next couple years, like for college, keep it in something like CDs.

You do not have enough to invest. Just put it in the bank. Soon you will discover cars and girls.

Buying and selling fees could eat up any meager profit you might make. A serious correction in the market would really turn your stomach / make you hate your decision to buy the stock from the seller who might be selling because he is a better guesser than you are.

I'm in 8th grade and taking a Financial Life Skills class. You can get a relative field and feeling by using Investopedia Stock Stimulator. You can realize the things a real investor, its cool and really exciting! But like my teacher says, "the stocks will always change, good or bad, welcome to the real world..."

Are you working if so then get yourself a Roth IRA from vanguard for 1000.00

Check into vanguard total stock market index fund but you will need 2500-3000 to begin

Check into Inflation protected bonds from www.treasurydirect.gov ,you can start with as little as 25 dollars.

Best of luck.....

I would recommend you read books and just practice investing on paper, save your money as you need that $900 for clothes and college and things like that. You can then invest after college.

visit your local library for books on investing

b4 spending a dime.

u will do better saving the money for college coming up.

Hello, I am a 16 year old who is looking to do a bit of investing, I apologize if this gets lengthy, but I would appreciate it if you would take the time to read.

I have a savings account that collects interest at a HORRIBLE rate. I am actually losing a little bit each year due to the inflation rate being larger than the interest rate. (Yes, it's true...)

Anyway, I have roughly $900 that I can use to invest. Problem is, I have no idea where to start. I watch a lot of financial news, and read a lot of financial material, but it has left me with a "pile" of knowledge that I don't really know how to apply.

I am in need of some guidance as to how to start putting together a portfolio, and starting off on the right foot. I have found some pretty promising mutual funds with good "track records" over the past decade. I've heard mixed opinions pertaining to precious metals (although many financial minds are staying away from gold right now). I would also like to test the water in the stock market.

I want to make sure that I construct a diverse portfolio. I need some advice as to: What types of securities to invest in, how (& where) to start, and any other useful advice.

Thank you for the time, your guidance is appreciated.