Generally it vary from person to person but for safe investment I would love to invest in mutual fund with lesser risk and good return compare to bank fixed term deposit

first, invest in yourself, education #1. then pay yourself first (save up 3 months salary for emergency) then diversify diversify diversify, consider a variety of industries and forget bonds

In a mutual fund that meets your time horizon

and risk tolerance.

https://www.fourcornersalliancegroup.com...

"invest in yourself"

education.